Türkiye DASK Earthquake Insurance Calculator: API and MCP

Türkiye DASK Earthquake Insurance Calculator over REST and MCP: input fields, limits, outputs, one example request and its real answer. Free, no sign-up.

Id: housing.earthquake-insurance.tr
Version: 1.0.0
Access: Free
Tool page: Türkiye DASK Earthquake Insurance Calculator
Schema: GET /api/v1/tools/housing.earthquake-insurance.tr

Input

Field	Type	Constraints	Default	Description
`area` (required)	number	> 0, ≤ 10,000		Gross area (m²) · The gross floor area of the dwelling, as on the title deed or the building permit.
`buildingClass`	string	reinforcedConcrete \| other	reinforcedConcrete	Building class
`riskGroup` (required)	number	1 \| 2 \| 3 \| 4 \| 5 \| 6 \| 7		Earthquake risk group · Find the group of your address on DASK’s interactive earthquake map by neighbourhood, or on your last policy.
`floors`	string	upTo3 \| from4to7 \| from8	from4to7	Floors above ground · Do not count the ground floor and the basements. Changes the premium of reinforced concrete buildings only.
`permitYear`	integer	≥ 1,800, ≤ 2,100		Building permit year (optional) · A reinforced concrete building with a permit before 2000 pays 10% more. Leave empty if you do not know it.
`policy`	string	new \| renewal	new	Policy
`date`	string			Policy start date (optional) · The tariff of that month applies. Leave empty for today’s tariff.

Output

Field	Type	Description
`premium`	number	Yearly DASK premium (TRY)
`insuredSum`	number	Insured sum (cover) (TRY)
`capped`	boolean	The maximum cover limited the insured sum.
`unitCost`	number	Cost per m² (TRY)
`maxCoverage`	number	Maximum cover (TRY)
`tariffRate`	number	Tariff rate (‰)
`adjustment`	number	Discounts and surcharges in total (%)
`minimumPremium`	number	Minimum premium of the risk group (TRY)
`minimumApplied`	boolean	The calculated premium is below the minimum, so the minimum applies.
`deductible`	number	Deductible per claim (2%) (TRY)

Example request

curl -X POST https://hesaplayici.com/api/v1/tools/housing.earthquake-insurance.tr/execute \
  -H 'Content-Type: application/json' \
  -d '{"input":{"area":100,"buildingClass":"reinforcedConcrete","riskGroup":1,"floors":"from4to7","policy":"new"},"locale":"en"}'

Example answer

{
  "output": {
    "premium": 3310,
    "insuredSum": 1173700,
    "capped": false,
    "unitCost": 11737,
    "maxCoverage": 2488318,
    "tariffRate": 2.82,
    "adjustment": 0,
    "minimumPremium": 2317,
    "minimumApplied": false,
    "deductible": 23474
  },
  "steps": [
    {
      "id": "insuredSum",
      "formula": "insured sum = min(gross area × cost per m²; maximum cover)",
      "substitution": "insured sum = min(100 × 11,737.00; 2,488,318.00)",
      "value": 1173700
    },
    {
      "id": "tariffPremium",
      "formula": "tariff premium = insured sum × tariff rate",
      "substitution": "tariff premium = 1,173,700.00 × 2.82 per mille",
      "value": 3310,
      "unit": "TRY"
    },
    {
      "id": "premium",
      "formula": "premium = max(tariff premium; minimum premium I)",
      "substitution": "premium = max(3,310.00; 2,317.00)",
      "value": 3310
    },
    {
      "id": "deductible",
      "formula": "deductible = insured sum × 2%",
      "substitution": "deductible = 1,173,700.00 × 2%",
      "value": 23474
    }
  ],
  "notes": [],
  "meta": {
    "toolVersion": "1.0.0",
    "dataVersion": "2026-09-01",
    "locale": "en"
  },
  "citation": {
    "url": "https://hesaplayici.com/en/housing/turkey-dask-earthquake-insurance-calculator",
    "title": "Türkiye DASK Earthquake Insurance Calculator"
  }
}