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Türkiye Retirement Age Calculator: When Can I Retire?

Rules and data: TürkiyeBy Hesaplayıcı

The calculator finds your earliest retirement date in Türkiye from your first insurance date, birth date, status and premium days. With a first insurance on or before 8 September 1999, EYT removes the age condition. Later, at least age 58 for women and 60 for men and 7,000 to 9,000 days apply. It also gives the partial pension date.

The first day you were insured, in any status. It is the first line of your SGK service record on e-Devlet.

The status you work in now, or last worked in.

All statuses together. SGK counts a month as 30 days and a year as 360. For civil service, the years of service × 360.

360 days for full-time work all year.

More options4/a days in the last 7 years, 4/b days in the last 7 years, 4/c days in the last 7 years, Date the partial pension days were complete, Date of the day count

Fill in if you worked in more than one status. With a first insurance before 1 October 2008, the days in the last 2,520 days (7 years); later, the days in your whole career. The status with the most days sets the conditions; on a tie, the current status.

Only for a first insurance on or before 8 September 1999: the day you reached 3,600 days (4/a) or 5,400 days (4/b). When empty and the days are complete, the count date is used; the age may be higher.

The day your premium days are counted to. Leave it empty to use today (Türkiye time).

Worked example: A man first insured in 2000 with 7,200 days: he waits for age 60

Earliest retirement date

June 15, 2030

Full pension date
June 15, 2030
Premium days needed
7,000 days
Age needed
60 years
Premium days to go
0 days
Age on the retirement date
60 years

Data period: the values in force from March 3, 2023.

Step by step

  1. Premium days needed

    premium days needed = 4/a (employee), 9 September 1999 – 30 April 2008

    premium days needed: 9 September 1999 – 30 April 2008 = 7,000 days

  2. Day the premium days are complete

    day the days are complete = count date + (premium days needed − days now) × 360 / days a year

    7,200 ≥ 7,000: the days are complete = 0 days

  3. age needed = date of birth + 60

    age needed = 1970-06-15 + 60 = 2030-06-15 = 60 years

  4. Full pension date

    full pension date = max(day the days are complete, insurance years, age needed)

    full pension date = max(the days are complete, 2030-06-15) = 2030-06-15 = 60 years

  5. Earliest retirement date

    retirement date = earliest route

    retirement date = 2030-06-15 = 60 years

labor.retirement.tr

How to use it

  1. Fill in Sex and Date of birth.
  2. In First insurance date, enter the first day you were insured, in any status. It is the first line of your SGK service record on e-Devlet.
  3. Choose your Current status: 4/a (employee, SSK), 4/b (self-employed, Bağ-Kur) or 4/c (civil servant).
  4. In Premium days to date, enter the days of all statuses together. Days a year from now on is how many premium days you will have each year; 360 for full-time work.
  5. If you worked in more than one status, enter the days of each status in the last 7 years under More options.
  6. Press Calculate.

Formula

retirement date = the earliest route (full or partial pension)

full pension date = the latest of (the day the premium days are complete, the day the insurance years are complete, the day of the age)

  • Group: by the first insurance date. On or before 8 September 1999, 9 September 1999 to 30 April 2008, and from 1 May 2008.
  • Status: your current status. With days in more than one status, the status with the most days in the last 7 years (in the whole career for a first insurance from 1 October 2008).
  • Premium days: before 1999, 4/a needs 5,000 to 5,975 days by the first insurance date; 4/b and 4/c 7,200 days for women and 9,000 for men. From 1999 to 2008, 4/a 7,000 and 4/b and 4/c 9,000. From 2008, 4/a 7,200 and the others 9,000.
  • Age: none before 1999 (EYT). From 1999 to 2008, 58 for women and 60 for men. From 2008, 58/60 up to 65 by the day the days are complete.
  • Future days: day the days are complete = today + days to go × 360 / days a year. As in SGK’s calculator, a year is 360 days and a month 30.

Worked example

The example on this page is a man born on 15 June 1970, first insured on 1 February 2000, with 7,200 days. His first insurance is between 1999 and 2008, so he needs 7,000 days and age 60. His days are complete; he turns 60 on 15 June 2030. The earliest retirement date is 15 June 2030. The 25 years and 4,500 days route asks for the same age.

Limits

The calculator leaves out extra service credit (fiili hizmet zammı), disability, early ageing, the extra days of mothers of a severely disabled child, foreign service, overlapping service and Law 2925 (farm workers). Add bought-back days to your premium days yourself. It finds the status from the days you give; the status you work in until retirement can change it. Under 4/b there must be no premium debt on the application day; under 4/a you must leave the job. SGK’s records on e-Devlet decide.

Frequently Asked Questions

Who can retire without an age condition under EYT?

People first insured on or before 8 September 1999. Law 7438 removed the age for the full pension for applications after 3 March 2023. The days and the insurance years still apply: for 4/a, 5,000 to 5,975 days by the first insurance date and 20 years for women, 25 for men; for 4/b and 4/c, 7,200 days for women and 9,000 for men.

At what age do people first insured after 2008 retire?

At 58 for women and 60 for men when the premium days are complete by the end of 2035. When the days are complete from 2036, the age rises every two years and is 65 for both from 2048. 4/a needs 7,200 days, 4/b and 4/c 9,000.

I worked under 4/a and then under 4/b. Which rules apply?

With a first insurance before 1 October 2008, the rules of the status with the most days in your last 7 years (2,520 days); after it, the status with the most days in your whole career. On a tie, the last status. The group comes from your first insurance date in any status.

What is the partial pension?

An old-age pension with fewer premium days, at a higher age, and a lower amount. For example, with a first insurance after 2008 and the days complete by the end of 2035, 5,400 days and age 61 for women, 63 for men; for 4/a first insured from 2008 to 2015 the days start at 4,600. People insured under 4/a before 1999 can retire with 15 years and 3,600 days and an age condition.

Why can this result differ from e-Devlet?

e-Devlet uses your SGK records: buybacks, extra service credit, foreign service and overlapping periods. This calculator uses what you enter and adds the future days at the days a year you give. SGK’s records decide.

Calculation rules

  • The group comes from the first insurance day, in any status: on or before 8 September 1999 (EYT), 9 September 1999 to 30 April 2008, and from 1 May 2008. The conditions are those of the status the pension comes from, in that group.
  • With a first insurance on or before 8 September 1999, the full pension has no age (Law 7438, EYT). For 4/a the premium days are 5,000 to 5,975 by the first insurance day, with 20 insurance years for women and 25 for men (Law 506 provisional art. 81). For 4/b and 4/c, 7,200 days for women and 9,000 for men.
  • With a first insurance from 9 September 1999 to 30 April 2008, women need age 58 and men 60. 4/a needs 7,000 days, or 25 insurance years and 4,500 days; 4/b and 4/c need 9,000 days (Law 5510 provisional art. 9).
  • With a first insurance from 1 May 2008, 4/a needs 7,200 days and 4/b and 4/c 9,000. The age follows the day the days are complete: 58 for women and 60 for men to the end of 2035, then higher every two years, 65 from 2048 (Law 5510 art. 28).
  • The partial pension needs fewer days and a higher age and pays less. Before 1999: 4/a 15 years and 3,600 days (age 50–60 by the day both are met), 4/b 5,400 days, 4/c 5,400 days and age 61. From 1999 to 2008: 4/b 5,400 days and age 60 (women) or 62 (men), 4/c 5,400 days and 61. From 2008: 5,400 days and the full pension age plus 3 (at most 65). For 4/a first insured from 2008 to 2015 the days rise from 4,600 to 5,300 by the year of the first insurance.
  • With days in more than one status, the conditions of the status with the most days apply: in the last 2,520 days (7 years) for a first insurance before 1 October 2008, in the whole career after it; on a tie, the last status (Law 2829 art. 8, Law 5510 art. 53). The calculator finds the status from the days you give; the status you work in until retirement can change the split.
  • Future days are added at the days a year you give, as SGK’s calculator adds them: a year is 360 days and a month 30. When your days are already complete, the calculator does not know the day they were completed and uses the count date.
  • The calculator leaves out extra service credit (fiili hizmet zammı), disability, early ageing, a disabled child, foreign service, overlapping service and Law 2925 (farm workers). For 4/b there must be no premium debt on the application day; for 4/a you must leave the job. SGK’s records decide.
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